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Terms of use of Online quotes

Using our site and accepting our terms
Through our site you may view or manage your policies available on our site. In providing you access to the site, we require you to observe the following terms which are for the protection of both us and you.
Please therefore read the terms carefully before accepting. We also recommend that you print these terms or save them to your computer for future reference.

Personal use only

Our site is for personal use by individuals only and must not be used in any way for commercial purposes.
If we consider that you are mis-using our site, we may suspend or withdraw your access immediately and, if appropriate, pursue legal action against you.

Information only

We have tried to make sure our site is correct but you should not rely on any of the information on our site for advice or as a recommendation that a product or investment is suitable for your circumstances. If you need financial advice, you should contact a financial advisor.
Swan offers products and services on the website. When you enrol to obtain a product or service from Swan on the website, you accept the specific agreement applicable to that product or service. Your use of any such product or service offered on the website is governed by the terms and conditions in the agreement for that product or service. Except as provided in that agreement, Swan does not warrant that any product descriptions or content in this website is accurate, current, reliable, complete or error-free.
You are permitted to print or download extracts from the website for your personal use only. No part of this website may be reproduced or transmitted to or stored in any other website, nor may any of its pages or part thereof be disseminated in any electronic or non-electronic form, nor included in any public or private electronic retrieval system or service without the prior permission of Swan.

Username and password

You must treat your username and password as confidential. If you know or suspect that anyone other than you knows your username and password you must promptly contact us.
You will be responsible for any losses you incur as a result of your failure to keep your username and password secure.


Our site may contain hyperlinks to websites and resources owned and operated by third parties. We have no control over the contents of those sites or resources and accept no responsibility for them.
You must not do anything to corrupt, damage or interfere with our site and you may not link any other website to our site without our permission,

Privacy and Cookie Policy

We take your privacy seriously. Please read our privacy policy and cookie policy to see how we deal with data relating to you. By using our site, you are agreeing to the terms of our Privacy Policy and Cookie Policy, you consent to us using your data and you represent and warrant that all data you have given is accurate and that you own or have permission to use the data that you submit and that use of the data will not cause injury to any person or entity.
You may submit comments and provide other contents so long as the content is not obscene, illegal, threatening or defamatory and so long as the content does not invade the privacy or infringe the intellectual property of a third party. Further, such content may not contain software viruses, mass mailing, chain letters, or any form of “spam”. You may not use a false email address, impersonate any person or entity, or otherwise mislead as to the origin and content of the information submitted by you.
Your attention is drawn to the fact that information transmitted via the internet may be susceptible to monitoring and interception. You will bear all risk of transmitting information in this manner. Swan will not bear liability for any loss, harm or damage suffered by you as a result of transmitting information to Swan via its website. Swan reserves the right to request independent verification of any information transmitted via email. Please be aware that any unsolicited confidential or proprietary information sent to Swan via the internet cannot be guaranteed to remain confidential.


We may revise these terms at any time by amending this page. Changes are made effective immediately and you will be deemed to have accepted any change if you continue to access this website after that time.
We may also update our site and change or withdraw services at any time.

Copyright, trademarks and similar rights

The Swan name and logos are our registered trademarks. We own or have a licence for all copyright in our site, as well as content, trademarks or other material on it. You must not use, extract or reproduce our trade marks, or any content from this site, for commercial purposes.
We may take legal action if we discover any unauthorised use of our copyright, trademarks or similar rights.

Our liability to you

We will not be responsible for any loss or damage you may experience in connection with your use of our website which is:

  • caused by an event beyond our reasonable control or which we could not have reasonably foreseen; or
  • not directly caused by us.

General provisions

The laws of Mauritius shall govern the use of the website and in the event of a dispute you irrevocably submit it to the exclusive jurisdiction of the Mauritian Courts.